Louisville buyers can shop dealers in Kentucky and across the river in southern Indiana. We compare both and handle the Kentucky titling steps.
Car Concierge is a licensed auto broker and car buying concierge based in Minnesota, working for buyers in Louisville and across the country. We don’t take money from dealers. You pay one flat fee, and our only job is getting you the right vehicle at the best price.
How it works for Louisville buyers
- Tell us what you’re looking for, your budget, and your timeline, by phone or through our contact form.
- We search dealer inventory around Louisville and nationwide, and bring you the best options with real pricing.
- We negotiate the price and check the buyer’s order for markups, add-ons, and fees before you sign.
- You sign and pick up locally, or we arrange delivery through our auto transport service.
Taxes and fees for Louisville car buyers
Here’s what Louisville buyers should expect on a dealer purchase. Rates were checked against official sources in October 2026 and can change, so confirm with your local office before you buy.
- Sales tax: You’ll pay Kentucky’s 6% Motor Vehicle Usage Tax. There’s no local add-on.
- How Kentucky taxes vehicles: Kentucky charges a 6% Motor Vehicle Usage Tax, collected by the county clerk when the vehicle is first registered or transferred. There’s no local add-on.
- Trade-in credit: Yes, for both new and used vehicles (for used vehicles, the taxable amount can’t fall below a floor based on trade-in values).
- Title and registration: Transfer the title within 15 days at the County Clerk in your county of residence, with proof of Kentucky insurance.
Registration and inspections in Jefferson County
Where to title: Jefferson County Clerk’s office.
Inspections: If the vehicle comes from another state, it needs a sheriff’s inspection before titling. Vehicles coming from another state need a sheriff’s inspection before they can be titled.
Good to know in Louisville
- Transfer the title within 15 days of purchase.
- If you buy in Indiana, Kentucky credits the Indiana state sales tax you paid, up to 6%, but not local taxes.
- Kentucky has no right to cancel a used-car purchase and no used-car lemon law.
Buying from another state
If you buy out of state, Kentucky credits state sales tax you paid there (up to 6%), but not local taxes. We handle the logistics and make sure the dealer’s paperwork matches your home state’s rules.
What it costs
Our service is a flat fee: $900 for Standard Concierge, $1,000 with trade-in help, and $1,200 for luxury vehicles over $120,000. You’ll know the total up front. See pricing for details.
Louisville car buying FAQs
You’ll pay Kentucky’s 6% Motor Vehicle Usage Tax. There’s no local add-on.
Yes, for both new and used vehicles (for used vehicles, the taxable amount can’t fall below a floor based on trade-in values).
If the vehicle comes from another state, it needs a sheriff’s inspection before titling.
Yes. We search dealers nationwide and can arrange delivery through our auto transport service. If you buy out of state, Kentucky credits state sales tax you paid there (up to 6%), but not local taxes.
We charge a flat fee: $900 for Standard Concierge, $1,000 with trade-in help, and $1,200 for luxury vehicles over $120,000. We don’t accept dealer compensation.
Get started
Ready to buy your next vehicle in Louisville without the dealership hassle? Schedule a consultation or call 612.662.7788. Want to see the other markets we serve? Browse all service areas.
Sources: Kentucky DOR: Usage tax FAQ; Kentucky DOR: Motor Vehicle Usage Tax; Drive.ky.gov: Vehicle titling.